Experienced Minot car accident lawyers help you understand your legal options
Fender benders are common, but that doesn’t mean they are always minor affairs that mean a few days inconvenience with a rental car while some scratches are buffed out of your paint. You can be seriously injured in a car accident, which can cause you to experience chronic pain or could even have life-altering consequences, such as limiting your ability to work or requiring extensive medical care that drains your finances. Working with an experienced attorney can help you get the compensation you deserve for your injuries.
The Minot car accident lawyers at the Larson Law Firm get a lot of the same questions in the car accident cases we represent. We’ve gathered together some of those questions here to provide answers that may help you make a decision about moving forward with your claim.
Should I talk to the insurance company?
Right after your accident, you will likely get a call from your insurance company and the insurance company of the negligent party. Both companies will be seeking to get information from you about what happened. You have a duty to report the basic facts of the accident to your own insurance company, but you do not have to talk to the other insurance company without an attorney present. You should limit your statements to your own insurance company to basic facts, such as when the accident happened and where. Limit the “how” to basics such as “his car hit my car in the side,” rather than “I wasn’t looking, but I think he ran a red light.”
You should never agree to a recorded statement to either insurance company, and you should never talk to the other person’s insurance company without legal advice or without having your attorney present. Your statements can and will be used against you to disprove the other company’s liability.
What if I was partly at fault in the accident?
Each state has different laws about how a party’s own negligence influences their ability to collect damages in a personal injury case. In North Dakota, if your actions are found to be at least 50 percent responsible for the accident, you will not be able to collect damages. However, if your actions were only 49 percent or less responsible for the accident, you can still seek compensation. Just do not make any statements about your own fault to the insurance company as these statements can be used to reduce your reward.
How much can I get for my accident?
That depends. When deciding on the settlement that we should try to get for you, our Minot car accident lawyers will look at the damages to your vehicle and other personal property, the cost of your past and future medical care, how much time you lost from work, your loss of earnings potential (if any), and the pain and suffering you experienced, among other factors. Depending on how serious your accident, you could be awarded a few thousand dollars or a few million dollars.
Will I have to go to court?
You may. We will try to negotiate a settlement with the insurance company without going to court, which will save everyone time and legal fees. However, the insurance company may push the case to court, thinking that it will have a better shot in front of a judge or jury. If that happens, our attorneys will put together the strongest case possible to prove your claim and will reduce the value of the settlement we request, including the additional legal fees involved.
How much does it cost to work with a lawyer?
The Minot car accident lawyers at the Larson Law Firm collect a fee based on a percentage of the settlement we are able to get for you. There may be other legal fees related to court costs and so on, but the only attorney’s “fee” you will pay will come out of the award you win.
Do I really need to file a suit? Should I just take the settlement the insurance company offers me?
Never take the settlement that the insurance company is offering you. That settlement is always going to be less than the insurance company thinks you can get. After all, the insurance company is trying to save money — and preferably not to pay you any money at all. By working with an attorney, you will almost always get a bigger settlement than you would have by just dealing with the insurance company on your own. In many cases, the settlement will be much, much larger.
Call us today to work with the dedicated Minot car accident lawyer who will fight for the settlement you deserve
The Minot car accident lawyers at the Larson Law Firm have been fighting for many years to get people the compensation they deserve after being injured in a car accident. If you have been injured in a car accident, or have a loved one who has been killed in a car accident, you need an experienced attorney who will fight for you. Call us today at (701) 839-1777 or contact us online to schedule a free consultation with one of our experienced attorneys.