Car Accidents

You glance up, see a speeding truck closing fast, and ease right a split‑second before impact. That tiny mirror check just saved your bumper, maybe your neck, and certainly a nasty fight with an insurance adjuster. Too many North Dakota car accidents start the same way and end in bent metal and hospital bills because…

Accidents are always stressful. But when a commercial vehicle is involved? Things can get complicated fast. Whether it’s a delivery truck, a contractor’s van, or a company car, being in an accident with a commercial vehicle often raises questions most people aren’t ready for. Who’s responsible? Is it the driver or the company? What about…

After a North Dakota car accident, the North Dakota Highway Patrol (NDHP) is often the first on the scene. Officers will secure the area, investigate the cause of the accident, and file a crash report. Their investigation is important; however, it does have its limits. The NDHP’s primary responsibility is public safety and law enforcement.…

North Dakota has beautiful landscapes and miles of open roads. However, this also comes with significant risks. Whether you’re driving on a quiet country lane or a long stretch of highway surrounded by fields, rural areas can result in more severe accidents and complex claims. Unlike busy urban areas with stoplights, crosswalks, and multiple lanes…

North Dakota starts to get cold in November, and the cold and snow can last until early spring. Winter weather brings blizzards, freezing temperatures, and heavy winds. The Arctic chills can cause trees to fall, electric power to fail, frostbite, and other serious conditions that make driving your car particularly dangerous. Car accidents in North…

Some insurance companies try to limit the amount they must pay when a vehicle accident happens. One way to limit insurance coverage when a driver causes an accident is through a “step-down” clause or provision. Generally, car owners in North Dakota must have specific minimum insurance requirements for bodily injury to one or victims and…

Motor vehicle accidents can have devastating consequences, often leading to severe injuries, financial burdens, and emotional trauma. While many accidents are caused by driver error, road conditions, or weather, a significant number result from defective auto parts. When a car part fails, it can lead to catastrophic accidents, making it important to understand your rights…

Being involved in a car accident can be a traumatic experience, often leaving you overwhelmed and unsure of what steps to take next. One of the most important steps following an accident is dealing with the insurance companies involved. How you handle these interactions can significantly affect the outcome of your claim. Our Fargo car…

In most states in America, if you’re in a car accident, you file a liability claim against the driver who caused your injuries in order to obtain compensation for your medical bills, lost wages, pain and suffering, and property damage. Liability means that another driver was negligent – that they sped, drove while drunk, drove…

Colossus is a software program used by many insurance companies to evaluate the potential value of an accident claim. Developed around 30 years ago, Colossus is employed by major insurers across the United States. Despite its widespread use, details about how Colossus operates are not readily shared by the companies that create the program or…