Subrogation Rights Explained for the Insurer

Many people are surprised to learn that they have to repay their health insurance or others such as Medicare, Medicaid or Workforce Safety when they recover money from somebody who injured them. Unfortunately, these are in place and known as subrogation rights of the insurer. Under laws passed back in the early 70s, health plans have put language in their contracts which give them the right to recover the outlay for benefits paid when you are hurt due to someone else’s fault. Many of them will work with us to reduce their claim to make it feasible. We spend a great deal of time helping people to get these subrogation rights resolved to the benefit of our clients.

Before accepting any recovery, be sure the subrogation issues are covered. You could find yourself owing money to your health insurer that you didn’t expect to have to pay.

Call us before you accept a settlement because you may get trapped by your health insurers or other persons’ subrogation rights.