Subrogation Rights Explained for the Insurer

Many people are surprised to learn that they have to repay their health insurance or others such as Medicare, Medicaid or Workforce Safety when they recover money from somebody who injured them. Unfortunately, these are in place and known as subrogation rights of the insurer. Under laws passed back in the early 70s, health plans have…

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Underinsured Motorist Coverage

Be Smart with Underinsured Motorist Coverage Many people in North Dakota don’t carry enough bodily injury insurance. This makes them underinsured. The minimum required for North Dakota is $25,000 per person and $50,000 per accident. This means that this is what you should pay to somebody else. What you don’t realize is that with this…

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Distracted Driving Among Top Reasons for Car Accident Injury & Death

Sadly, far too many people are injured and too many lives seem to be claimed on North Dakota roads. There are several reasons these car accidents keep happening, including distracted driving, drowsy driving, speeding, negligence or even weather related factors. Whatever the cause, these accidents can be devastating to those involved. Recently, a two vehicle…

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Semi Hits Good Samaritan in North Dakota Winter Storm

The North Dakota winter storm season seem to cause car accidents in the area to rise. While there is nothing people can do about weather conditions, they can control what they do when behind the wheel. Unfortunately, weather related or not, auto accidents happen and these accidents often result in serious injuries or even fatalities for the…

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